Protection
Life Insurance
Protect Your Loved Ones, Protect Their Future​
What would happen to your family if you weren’t here to provide for them?
Life Cover offers financial security to your loved ones if you pass away during the policy term. It pays out a lump sum that can help cover the mortgage, household bills, childcare, or simply maintain their way of life during a difficult time.
Whether you're protecting your family, your home, or leaving a legacy, this cover brings vital peace of mind. We'll help you choose a policy that suits your needs and budget—so you can live your life with confidence, knowing they’ll be looked after.
Critical Illness
Focus On Recovery,
Not Your Finances.​
A serious diagnosis can change everything in an instant.
Critical Illness Cover provides a tax-free lump sum if you're diagnosed with a specified serious illness, helping to ease the financial pressure so you can concentrate on your recovery.
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Whether it’s covering medical costs, household bills, or simply giving you breathing space, this cover offers vital support when you need it most. We’ll help you choose a policy that fits your needs, lifestyle, and budget.
Income Protection
Protect Your Income, Protect Your Future.​
What would happen if you were too ill or injured to work?
Income Protection Cover provides a regular income if you're unable to work due to illness or injury - helping you stay on top of your bills, mortgage, and everyday expenses while you recover.
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Whether you're employed or self-employed, this type of cover can offer crucial peace of mind. We’ll help you find the right policy to suit your lifestyle, occupation, and budget - so you can focus on your health, not your finances.
Private Medical Insurance
Prioritise Your Health with Private Medical Cover​​
What would happen if you had to wait months for treatment?
Private Medical Cover gives you fast access to consultations, diagnosis, and treatment—helping you avoid NHS waiting times and get the care you need, when you need it. Whether it's for peace of mind, specialist care, or added comfort during recovery, private cover puts you in control of your health.
With options tailored to your lifestyle and budget, we’ll help you find the right policy—so you can focus on getting better, not waiting longer.
Relevant Life
Protect Your People with Relevant Life Cover
What would happen to your family or business if the unexpected happened?
Relevant Life Cover is a tax-efficient way for employers to provide life insurance for directors or employees. It pays out a lump sum to the employee’s family if they pass away or are diagnosed with a terminal illness, offering vital financial support at a difficult time—without being treated as a benefit-in-kind.
Whether you're a business owner looking to protect your team or a director wanting personal cover through your company, we’ll help you find the right policy that fits your needs, your business, and your budget.
Shareholder Protection
Secure Your Business with Shareholder Protection
What would happen to your business if a key shareholder passed away or became critically ill?
Shareholder Protection ensures the remaining shareholders have the funds to buy back shares and retain control of the business. It provides a lump sum payout in the event of death or serious illness, helping prevent disputes, protect the company’s future, and provide fair value to the outgoing shareholder’s family.
Whether you run a limited company, partnership, or LLP, we’ll help you put the right cover and legal agreements in place—so your business stays stable, secure, and in the right hands.
Key-Man Insurance
Protect Your Business with Key Person Insurance
What would happen if a vital member of your team could no longer work?
Key Person Insurance (also known as Key Man Insurance) provides a financial safety net if a key employee, director, or business owner becomes critically ill or passes away. The payout helps cover lost revenue, recruitment costs, and operational disruption—keeping your business running smoothly during challenging times.
Whether it’s a founder, top salesperson, or specialist role, we’ll help you find the right cover to protect your business continuity and give you peace of mind.
Personal Accident Plans
Accident Only Cover – Simple, Affordable Protection
What if an accident stopped you from working or living life as normal?
Accident Only Cover provides a payout if you suffer a serious injury due to an accident. It’s designed to help cover medical costs, lost income, or essential bills while you recover—without the higher cost of full illness and disability cover.
Ideal if you're looking for basic, budget-friendly protection, this cover gives you financial support for the unexpected, so you can focus on healing—not worrying about money.
We’ll help you find the right policy for your lifestyle, job, and risk level.
Free Personal Review
Free Personal Cover Review
When was the last time you reviewed your protection?
Life changes—and your insurance should too. Our Free Personal Cover Review helps you make sure your current policies still meet your needs. Whether it’s life insurance, income protection, or private medical cover, we’ll assess what you have, identify any gaps, and make sure you’re not overpaying.
No pressure, no obligation—just honest, expert advice to give you confidence that you and your loved ones are properly protected.
